Sách Why Are There So Many Banking Crises?: The Politics And Policy Of Bank Regulatio

Among economists' explanations are moral hazard, ill-judged capital adequacy
rules and the incompetence of supervisors. Jean-Charles Rochet, a leading
authority on banking, argues the real problem lies with politicians who too
often insist on rescuing insolvent banks for short-term reasons of their own.
[W]hatever the verdict on the policy proposals, the book makes interesting
reading in current circumstances.