Options Primer (Marketwise Trading School-2002) (pdf) Every human being on this planet must deal, in one way or another, with unexpected events that disrupt their lifestyle. Unfortunately, most of us come to learn this fact after our lives have been disrupted many times! From the guy that doesn’t own one worldly possession to the most wealthy of individuals, the possibility of loss always exists. The health and life of people is the most basic asset, an asset which millions of people across the world try to protect. Either by trying to stay healthy and out of harms way through being fit, working out and eating healthy or by having health or life insurance in the event that something does happen. It is built into our DNA that we must constantly weigh the risks and consequences of what we do with the possible rewards and outcomes.