Sách Don't Spend Your Raise : And 59 Other Money Rules You Can't Afford to Break

Editorial Reviews
Review
" .delightful ." -- The Detroit News, April 14, 2003

"A 'Poor Richard's Almanac' for modern times. Read one chapter each day and you will improve your financial well-being immeasurably. " -- Stephen Brobeck, Executive Director, Consumer Federation of America

"Dara Duguay's new book can help rescue the next generation from the financial sins of their elders. " -- Sam Gerdano, Executive Director, American Bankruptcy Institute

"No matter your age or financial status, this book is a gem of insight and guidance to financial self-reliance. " -- H. Randy Lively, President and CEO, American Financial Services Association.

.immerse yourself in this book. Duguay's rules will no doubt help you make fewer financial mistakes. -- Washington Post, June 8, 2003
Product Description
A survival guide for young adults to turn financial chaos into financial order

Consider these facts. The average college student graduates owing almost $20,000 in student loans. In addition, nearly 10 percent of undergraduates owe more than $7,000 in credit card debt. Young Americans aged 15-­25 filed bankruptcy at a record rate in 2000, accounting for nearly 7 percent of the nation's personal bankruptcies. Clearly, young people today need help managing their money better.

Don't Spend Your Raise, by one of America's leading advocates for personal finance education, offers young people in college or just starting out in the real world practical, doable "money rules" to help them handle their money more wisely and dramatically increase their personal wealth. It does not contain lengthy, complicated charts and equations for financial analysis and planning.

Instead, it presents 60 clear, uncomplicated, easy-to-follow dictates­­such as Never have more than two credit cards, never buy a new car, and don't fly first class for the free cocktails­­which, if followed, will guarantee fewer money mistakes and more money successes.