Cause and Effect of Speeding The popular movie Top Gun coined a phrase that reads I feel the need, the need for speed. Many drivers today would agree with that phrase. Speeding is one of the most common ways that people break the law. When people break the law there are unpleasant consequences. A speeding ticket is an effective form of discipline: paying for a ticket, traffic school, and higher insurance rates. Paying for a speeding ticket is an unpleasant experience. A ticket can be outrageously expensive depending on how fast you were speeding. Some states charge ten to twenty dollars per mile an hour over the speed limit.