Tài liệu Các bài dịch tiếng anh III

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EFTPOS is exactly what it stand for: Electronic Funds Transfer at Point of Sale. The cost of good is transferred electronically at the point of sale from the customer’s bank to the seller’s bank. The point of sale is at the supermarket or petrol station where customer use their plastic cards to pay for goods. The saleperson swipes (pages) the card through a card reader which reads the information on the magnetic strip on the back of credit card.

The card reader enables the cash terminal computer to send the customer’s details via telephone wires to a Central Switch. The card details are encoded for security. The Central Switch selects the correct bank and sends the card details to the customer’s bank’s processor which checks the following information:

Authorization Checklist:
1. Card issue number.
2. Has the card been reported stolen?
3. The expiry date of the card
4. The value of the purchase.
5. Is there enough money in the customer’s a/c
6. The retailer’s identification number.
7. The retailer’s terminal number

If everything terminal confirms the payment, issues a receipt for customer to sign and the customer can take the goods away. At the same time the Central Switch transmits the value of the transaction to the shop’s bank. If the payment is not authorized the customer’s bank debits the value of the purchase to his or her a/c. Meanwhile, also three days, the shop’s bank credit shop’s a/c with the value of the goods